Search for FC 27 coins and you’ll find hundreds of sites offering millions for a few pounds. It’s tempting, especially early in the season. Here’s what you’re actually risking.
It breaks EA’s rules
EA’s User Agreement doesn’t allow buying, selling or transferring coins for real money. That covers coin sites, people selling on Discord and “account sharing” services. There’s no grey area.
How coins are transferred
Coin sellers can’t just send coins. They move them through the transfer market:
- You list a cheap card for a huge Buy Now price, and the seller’s account buys it.
- Or the seller lists cards for you to buy at inflated prices, depending on the method.
These trades look nothing like normal trading: a cheap card selling for many times its value, between accounts that have never traded before. That’s exactly the pattern EA’s systems look for.
What can happen
Penalties EA has used include:
- Coin wipes: the bought coins, and sometimes more, are removed.
- Transfer market bans: for days, weeks or the whole season.
- Account bans: for repeat or large cases.
The seller’s accounts get banned too, which is one reason coins sometimes “go missing” before they reach you.
Other risks
- Scams: you pay, and nothing arrives.
- Account theft: some “comfort trade” services ask for your login. Never give anyone your EA password.
- Payment risk: many coin sites take payment through channels with no buyer protection.
Safer ways to build coins
Building coins takes longer, but you keep everything you make:
- Trading: our guide to making coins in FC 27 is a good place to start.
- Sniping: buy underpriced cards and relist them. See the best sniping filters.
- SBCs and objectives: packs and rewards add up across the season.
A note on bots: any automation also breaks EA’s rules, and there is a ban risk. We’re upfront about that in is an FC 27 sniping bot safe? The difference is that you trade with your own coins on the open market, with no third party, no strange transfers and no one else holding your login.